Head Office: 01622 692224

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Core Financial Services Ltd is authorised and regulated by the Financial Conduct Authority Member no. 471184.  

Financial Conduct Authority: www.fca.org.uk

Registered in England.

Co Registration No: 5428054.

Registered Office:

Kings Lodge, London Road

West Kingsdown, Kent

TN15 6AR

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CRITICAL/SERIOUS ILLNESS PROTECTION

CRITICAL/SERIOUS ILLNESS PROTECTION

At some point in life you will probably be affected, either directly or indirectly, by a serious illness.  The way to provide you with protection and peace of mind is through a critical and serious illness policy. Critical illness cover will cover you if you suffer one of the critical illnesses detailed in your policy.

WHAT IS CRITICAL ILLNESS INSURANCE AND WHY DO I NEED IT?

Critical illness insurance is a long term insurance policy that will provide you with a lump sum one off or regular payment that is tax free should you be diagnosed with a critical illness. The cover is aimed, should you need it, to pay off your debts, outstanding mortgage and for any changes or replacement income needed to aid you and your family. No one can ever be sure what the future holds and as a critical illness may stop you working, critical illness insurance could cover you financially should you need it.

WHAT ILLNESSES DOES IT COVER?

Each policy is different and some policies cover more than others. It is therefore important to get advice.  Most policies will cover you for certain life changing and long term illnesses including:


           Heart Attacks & Heart Disease


           Most types of Cancer at different stages


           Strokes


           Loss of limbs


           Multiple Sclerosis


           And other conditions such as Parkinson’s disease

When speaking with one of our advisers we can tell you exactly what each policy covers.

DO I NEED CRITICAL ILLNESS INSURANCE COVER?

You should ask yourself, if I suffered one of the illnesses above and couldn’t work could I afford my monthly outgoings? If the answer is no then its advisable you look into the possibility of Critical Illness insurance. You will have the peace of mind knowing you can financially support yourself.

I HAVE INCOME PROTECTION INSURANCE ISN’T THAT THE SAME?

No, income protection insurance will cover you for some illnesses and injuries; however it will only pay out a percentage of your intended income for a set term. Critical illness Insurance could pay out one large lump sum should you experience one of the insured illnesses.

To find out more or for impartial advice – call Core Financial Services on 01622 692224 or find your local IFA here.


Core Financial Services Ltd is authorised and regulated by the Financial Conduct Authority member no. 471184.  Financial Conduct Authority - http://www.fca.org.uk/

Registered in England. Company Registration No: 5428054. Registered Office: Kings Lodge, London Road, West Kingsdown, Kent TN15 6AR

Please note our telephone number has changed.  Any calls made to our previous 0844 number will cost 7 ppm plus your Telecoms provider’s Access Charge