Long Term Care

There is an understandable reluctance to talk about Long Term Care for the elderly and the fees and costs involved in caring for them.

It is however a subject requiring careful planning to ensure that the person needing care makes the right choices free from financial concern.

The Government’s response to the Royal Commission on long-term care has done little to ease concerns. In fact, the Health and Social Security Act 2001 confirms that the state
and Local Authority funding for long-term care will continue to be strictly limited.

This provides a problem for both, the elderly person needing the care and also the care providers – be that through a home or on an individual basis.

The main concerns on both sides seem to be that once an elderly person has found and moved into a home that they are happy with making sure that they have sufficient funds available to meet the cost of the care for as long as they need it. Also to ensure that any fee increases are able to be met.

Long term care fees can be planned for effectively, we research the whole of the financial market to ensure the person needing care receives the best advice for their needs using the most suitable provider. We have no bias to any company and will, through discussion with the person needing care, their families and the parties that hold power of attorney, make a recommendation that is tailored to meet their needs and concerns.